Part two will focus on the second word of the name, thrifty.
What Does it Mean to be Thrifty?
Thriftiness is most associated with being economically savvy and careful with money. It is also synonymous with frugality. A thrifty person is good at saving money and is wise with spending. However, there can be the idea that it also means cheap or stingy. While this can be true for some, I want to propose that it does not have to be true for everyone.
Oftentimes, people get the wrong idea about what it means to be thrifty because they see extreme cases on television or maybe even in real life. If you have ever caught an episode of Extreme Couponing or Extreme Cheapskates, you know what I am talking about. These stories often make you think you have to live up to radical standards in order to be successfully thrifty but that is simply not the truth.
The truth is, you that you don’t have to be a crazy coupon queen or dumpster diving diva to be thrifty, you just need to be responsible with your finances. <—-Tweet This!
What does Thrifty Mean for Me?
When my husband and I got married, he was unemployed and I was working limited hours a week as a substitute teacher. Money was tight and even though I had always tried to be careful with my spending, this was a whole new ball game. We tried to handle what money we had the best we knew how, but it was tough.
I got anxiety just walking into the grocery store because I had no idea if we would have enough to pay our bills by the end of the month. I knew something needed to change so I started researching ways to save money and read as many books about it as I could get my hands on.
When Financial Peace University was offered through our church a few months after our wedding, we signed right up. I firmly believe that without the knowledge and resources we gained during this class, that we would be in much worse shape financially than we are today. I am so grateful that we learned these things early on in our marriage and began implementing them right away.
Even though our financial situation didn’t change for a while, my husband and I were able to start saving and even giving! I stopped getting anxious buying groceries and we began changing our financial outlook on life.
As a result of taking FPU, I became even more passionate about saving money and learning to be a good steward of what I had. I began learning to cook, I found more ways to be purposeful about spending, I tried new DIY projects and I found that being thrifty was a lot of fun. A desire to share this with others also began to stir in my heart.
What Does Thrifty Mean for You?
I am passionate about helping you become more financially savvy because most people could use some guidance and encouragement in this area. I have also known many people who are either careless with their money or just don’t know how to properly handle it because they don’t have the knowledge or the resources they need.
I want to encourage you to be more careful with how you handle your money, not because I think you need to be like me or like anyone else, but because it is important that you are a good steward with your finances. It might not look the same for you as it does for me, but I hope that I can give you some ideas and resources to help you find what works best for you and your family. You will be amazed at what a few simple changes can do.
Some of the types of posts you can expect to read that fall under the thrifty umbrella:
- How to save with or without using coupons.
- Posts in which I share good deals I find.
- Tips about budgeting and finances.
- How to shop for the best deals.
- Helpful money saving tips and ideas.
- Stories about how I have lived out thriftiness and what I have learned.
- My journey to becoming free of debt.
Check out these related posts:
Are you a little more inspired to start saving money and living better because of it? I sure hope so!
If you are interested in learning more about Dave Ramsey or Financial Peace University I encourage you to find a class to attend or get the Financial Peace University Home Study Kit (click the link to learn more). There is a deal going on right now, until June 26th, where you can purchase the home kit at a discounted rate.
Please note, I am no way affiliated with Dave Ramsey. I promote his Financial Peace University course because it was such a life changing experience for my husband and I. While I do not follow everything he teaches, I do hold to his basic principles about money and I strongly believe that anyone can benefit from his teaching or going through this class.
I’d love to know…
- What is your favorite thrifty tip?
- What is something you would like to know more about in relation to thriftiness?